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Recent Blog Posts

Who Gets The Life Insurance Money If An Ex-Spouse Is Listed As Beneficiary?

Picture of Beneficiary Language on Beneficiary form

What happens when a person gets remarried, but dies without changing their life insurance beneficiary from their ex-spouse to their new spouse?  Who gets the life insurance money?  You may think you know the answer, but it can depend on many thing.  Watch my video and learn more: If you are fighting a life insurance […]

TDIU: VA Must Consider Relevant Social Security Disability Decision In VA Unemployability Claims

Social Security Disability claim form stamped "Approved"

Social Security Disability decision can be relevant to VA Unemployability When a veteran wins a Social Security Disability claim, it will be relevant in their VA Unemployability claim if the decision based on the veteran’s service connected disabilities.  The key is why Social Security found the veteran disabled.  VA cannot consider disabilities that are not […]

VIDEO: How Long Can the Long Term Disability Insurance Company Take To Decide an LTD Claim?

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One of the most common question our clients ask is: “How long can the Long Term Disability insurance company take to decide my claim?”  If your LTD coverage is through your employer’s disability plan, a federal law called ERISA spells out time the deadlines for the insurance company.  Watch this video to learn more: If […]

To Do Any Job, You Must Be Able to Be at Work Consistently

Picure of work phone with sticky note saying "where are you?"

Attendance and Working All Day – Shouldn’t Those Be Considered in Disability Insurance Cases? It seems pretty obvious that a person must be able to attend work regularly to do their job.  Despite that, Long Term Disability (LTD) insurance companies regularly ignore the impact of claimants’ symptoms and limitations on the worker’s ability to arrive […]

VA Regulation 38 C.F.R. §4.16 – Total disability ratings for compensation based on unemployability of the individual.

USA Flag with text TDIU for Veterans - Total Disability Due to Individual Unemployability

I often write about Individual Unemployability claims for veterans and make reference to VA’s Unemployability regulation, 38 C.F.R. Section 4.16.  Anyone who is considering filing for or appealing a claim related to Total Disability due to Individual Unemployability (TDIU) should read the regulation.  Here is the full text of VA’s unemployability law directly from the Code […]

VA Unemployability Explained – What is TDIU?

USA Flag with text TDIU for Veterans - Total Disability Due to Individual Unemployability

Disabled Vets Can Receive a Total Disability Rating (100%) if They Cannot Work Because of Their Service Connected Disabilities Most veterans know about the Department of Veterans Affairs (VA) Schedule for Rating Disabilities (Rating Schedule) for service connected compensation.  Each different disability that a veteran can prove is related to their service gets rated at […]

United of Omaha Tagged With $81,205 in Attorney Fees in ERISA Disability Case

Picture of Gavel on top of $100 bill

Robert Kaiser had to file a lawsuit against United of Omaha in federal court in Wisconsin because United of Omaha had denied long term disability benefits to his wife, Dee Kaiser.  Mrs. Kaiser suffered from Sage IV lung cancer, yet United of Omaha (a company affiliated with Mutual of Omaha) refused to pay.  Mr. Kaiser […]

Can’t sit for 4 Hours? Court says you can’t do “sedentary work.”

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“Sedentary Work” Disability insurance companies often deny Long Term Disability (LTD) claims by saying that claimants can do “sedentary work.”  They rarely define that phrase.  Sometimes, it seems to mean people that can generally do sitting work, and other times disability adjusters use it to mean people that can lift up to 10 pounds.  But […]

Thank You to Our Veterans on this Veteran’s Day.

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For those that answered the call, thank you for defending our freedom, our nation, and our values.  From all of us at TuckerDisability, we offer you our honor, respect and deepest gratitude for your service. Veterans Day 2016  

Posts on LinkedIn & IMDb Sink Stunt Woman’s Disability Pension Claim

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Social Media Posts Are Quicksand for Disability Insurance Claims I have said it before many times, what you post online is being trolled by disability adjusters from the moment you file a disability insurance claim.  If you do not think that Long Term Disability insurance companies are using your social media posts for free surveillance […]


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