5235 16th Street North, St. Petersburg, FL 33703
CALL TODAY FOR A FREE CONSULTATION 866-282-5260 727-564-9050 CALL TODAY FOR A FREE CONSULTATION 866-282-5260 727-564-9050

Category Archives: Life/AD&D Claims

jvtucker2016

Who Gets The Life Insurance Money If An Ex-Spouse Is Listed As Beneficiary?

Picture of Beneficiary Language on Beneficiary form

What happens when a person gets remarried, but dies without changing their life insurance beneficiary from their ex-spouse to their new spouse?  Who gets the life insurance money?  You may think you know the answer, but it can depend on many thing.  Watch my video and learn more: If you are fighting a life insurance […]

System rigged? No, not the election…but employee benefits sure are.

picutre of statute book showing the Employee Retirement Income Security Act

It’s election day, and we are hearing all about the alleged system rigging from politicians.  While I have faith in our democracy, let me tell you about something that is rigged – your employee benefits at work.  The word “rigging” has been used since 1775 to describe the process of swindling or tricking someone.  As […]

Life Insurance Interpleader

Picture of Life Insurance Policy

Disputes about who gets paid life insurance benefits can end up in court in a type of lawsuit called “Interpleader.” If you were served with lawsuit papers by a life insurance company in a dispute over life insurance benefits, it was likely that the insurance company sued you in a type of suit called an […]

ERISA in the South – How Federal Courts Review Group Insurance Claims in Alabama, Florida, & Georgia

picutre of statute book showing the Employee Retirement Income Security Act

ERISA – The Employee Retirement Income Security Act ERISA – The Employee Benefits Law If you live in Alabama, Florida, or Georgia and participate in an employer-sponsored group disability plan, group life insurance plan, or other group benefits plan, there is a unique method that courts use to review appeals of denied group plan benefits.  […]

Denied Benefits Under Your Employer’s Group Insurance Plan? You Must Appeal Before Filing Suit.

picture of insurance claim form with rejected stamp on it

Claims under employer group insurance plans must be appealed before filing suit. If you apply for insurance benefits through an employer sponsored plan, there are federal regulations which govern the claim process.  Federal law applies because employer sponsored plans are covered under ERISA – the Employee Retirement Income Security Act.  One of the most important […]

Employer Group Benefits: Can the employer make another state’s law apply?

picutre of statute book showing the Employee Retirement Income Security Act

ERISA – The Employee Retirement Income Security Act When you buy insurance through an employer’s group plan, a federal law called ERISA applies.  ERISA is the acronym for the Employee Retirement Income Security Act, a federal law passed in 1974 to encourage employers to provide insurance and pension, and to protect those benefits for workers.  […]

ERISA TIP: You Must Appeal A Denied Claim and Submit Evidence to Prove the Insurer Was Wrong

picture of insurance claim form with rejected stamp on it

Diana Werbianskyj’s husband died after being electrocuted while installing lights from a scissor lift at work.  While dealing with this horrible tragedy, she filed a claim for Accidental Death benefits under her husband’s accidental death insurance policy that he had through his employer, Parker Hannifin Corporation.  Parker Hannifin’s plan was insured by a group Accidental Death & Dismemberment (AD&D) policy […]

Is it an ERISA Plan or Not? Court Allows Discovery to Decide if AD&D Policy is ERISA Plan

ERISA – The Employee Retirement Income Security Act A Nevada federal judge has allowed an insurance company to get discovery into whether an Accidental Death (AD&D) insurance policy was a group plan or not.  That is a crucial fact in insurance cases, because there are huge differences between state law which regulates individual policies and […]

MetLife to Slash Costs by 2019 – Are More Claim Denials Coming?

image of scissors cutting through the word costs

When Insurance Companies Cut Costs, An Increase In Denied Insurance Claims Can Follow $1 billion in costs to be cut due to lagging investments Many news outlets are reporting that MetLife, Inc. will cut $1 billion, or 11%, in costs by the end of 2019.  MetLife is one of the nations’ largest disability and life […]

X

Contact Form

We will respond to your inquiry in a timely fashion. Thank you.

Quick Contact Form