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Demographics…..The simple, boring reason why disability insurance has exploded

Brad Plumer of the The Washington Post writes:  “There are now roughly 8.8 million Americans receiving disability benefits, a number that has doubled since 1995.

So what explains this rise? The radio segment explored several theories at length. One possibility is that the bad economy is to blame — it’s much harder for people to find work, so they go on disability. Another possibility is that doctors and applicants have conspired to game the system somehow. Or perhaps states are actively shunting workers onto disability as other safety-net programs vanish.”

But there might be a much, much simpler explanation: demographics. Kathy Ruffing of the Center on Budget and Policy Priorities has argued that a huge chunk of the rise in disability since 1990 can be explained by the very boring fact that Americans are getting older:


Three big demographic factors are at work here…..”

For the rest of the story, read it at its source:  https://www.washingtonpost.com/blogs/wonkblog/wp/2013/04/01/the-simple-boring-reason-why-disability-insurance-has-exploded/

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