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Tag Archives: anxiety


Depression Disability: Can the Disability Insurance Company Limit Payments to 24 months?

Most group disability insurance plans will not pay you if you are disabled due to an mental condition like depression or anxiety.  Using a clause called that limits benefits for “mental & nervous disorders,” it is extremely common for Long Term Disability companies to stop disability payments after a set period of time.  Most LTD […]

Court Overturns Reed Group ERISA Disability Denial

An Ohio court reversed a Short Term Disability denial by Reed Group, a third party administrator of the Centurylink Disability Plan.  Reed Group, a large administrator of employer sponsored group disability plans, denied the Short Term Disability claim of Stacie Groth, a Centurylink employee.  Groth’s disability claim was covered under ERISA, the federal law that […]

Cigna Loses Group Disability Case Based on Depression and Anxiety

Some predict that depression will be the leading cause of disability by 2020. Life Insurance Company of North America, a Cigna company that insures group disability plans, has lost a short term disability case in a Pennsylvania federal court.  Cigna insures the disability plan for Quest Diagnostics, a national medical laboratory company.  A Quest employee […]

Free or Low-Cost Healthcare Resources in Pinellas County (Clearwater/St. Petersburg) – Part 5

As a final installment of my series on low-cost healthcare alternatives in Clearwater & St. Petersburg (Pinellas County), I wanted to make sure I covered mental healthcare resources as well.  Restrictions and limitations from mental impairments like anxiety, bipolar, depression, PTSD and other conditions can be as disabling as any physical problem.  Getting regular care […]


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