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Tag Archives: Lapse in Premium

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Is There a Grace Period in Florida To Pay Your Life Insurance Premiums Late?

Every state has different, though similar, law that applies when someone does not pay their life insurance premium on time.  You have to look at the law of the state that applies to your life insurance policy (usually the state in which the policy was delivered).  In Florida, there is a 30 day grace period […]

Does Your Life Insurance Policy Require That a Notice of Premium Lapse Be Sent to a Secondary Address Before Termination?

One of the most common ways that life insurance companies avoid claims is to terminate coverage when someone fails to pay their premium.  This is called “lapse,” and a policy may be canceled for failing to pay the premium.  However, in some states, life insurance companies have to send a premium notice to a secondary […]

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