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Tag Archives: life insurance

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New York Court Upholds Aetna Life Insurance Denial in DUI Death Based on Self-Inflicted Injury

Intoxication Exclusions in Life Insurance Policies Can Often Result in Claim Denials When a motorcyclist died in a crash while driving 124 miles per hour, Aetna Life Insurance Company denied the claim, asserting that the driver was intoxicated and that made the crash an “intentionally self-inflicted injury,” something excluded from payment under his employer’s Accidental […]

Stranger-Originated Life Insurance (STOLI) Policies in Florida

STOLI…No, not this kind of Stoli…We are talking about Stranger-Originated Life Insurance Policies in Florida! What is stranger-originated life insurance (STOLI) in Florida? In Florida, people are allowed to sell their life insurance policies on the secondary market.  A Florida statute, § 627.422, permits a person to assign a life insurance policy to someone else, […]

Florida Life Insurance Policies: Insurable Interests Under Florida Law

This week, we are talking about the concept of insurable interests in life insurance.  On Monday, I explained what an insurable interest is.  Today, we are going to talk about Florida’s insurable interest law. This applies to life insurance policies that were issued in the State of Florida, and regulates who may take out a […]

Life Insurance: What is an Insurable Interest?

When someone buys a life insurance policy, they must have some significant interest in the life they want to have insured by the policy.  Obviously, they can buy their own policy.  However, a spouse, a parent, or a business party also have legitimate legal interest to buy a life insurance policy on someone else.  This […]

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