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Tag Archives: safe harbor

jvtucker2016

Group Plan Can Still be an ERISA Plan Even When Employees Pay the Full Premium for Insurance

A common question our clients often ask is whether the Employee Retirement Income Security Act – ERISA – applies to employer group insurance plans where the employees pay 100% of the premium.  ERISA is the federal employee benefit law that applies to pension and insurance benefits offered by private (non-government or church) employers.  It governs […]

NOT ERISA: Employer Benefit Plans That Are NOT Covered by ERISA

ERISA – The Employee Retirement Income Security Act Yesterday’s article, What Types of Employer Benefit Plans Are Covered by ERISA, explained how most employer benefit plans are subject to the federal benefit law called ERISA, the Employee Retirement Income Security Act.  Today, we are going to talk about the types of employer benefit plans that […]

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