If you have a Multiple Sclerosis disability case against a disability insurance company, you need to understand these companies are looking for every opportunity to deny your claim. At Tucker Law Group our national law firm handles disability insurance cases against group disability insurers, and here are three strategies we use that can help you to win your claim.
First, you need to see your neurologist regularly – at least quarterly. Explain your symptoms, and explain the side effects of any treatments or therapies. Make sure your neurologist understands how frequent these symptoms are and how much they change day to day. You need this information to be documented to help your claim, proving your disability.
Second, be sure to tell your friends and family sufficient detail about your symptoms and how you are feeling so they fully comprehend why you are unable to work. People suffering from Multiple Sclerosis are often hesitant to open up to family and friends about what they are experiencing, but changes are often apparent. Open up to your family and friends about your experience so they know. This is essential in a disability case because these people can be called as witnesses, and they can either help to prove your disability case or weaken it depending on how much you have informed them.
Third, keep a regular journal where you record your symptoms and side effects. A spiral notebook would work fine. Include the date on each entry, and express what your life is like living with Multiple Sclerosis. Include examples of the specific problems MS is causing for you. Your entries should be at least every other day. Bring your notebook to the doctor and share these notes. By recording dates and your experiences, you’ll be able to look back at how you were feeling at a given time, strengthening your case.
These combined three strategies will do more to strengthen your Multiple Sclerosis case than anything else you can do. Watch the video to learn more.
At Tucker Law Group we handle these cases every day. If your claim has been denied, or if you have any additional questions, call Tucker Law Group at (866) 233-5044, or review our videos and media library for more information.
Video TranscriptThree ways we win multiple sclerosis disability insurance claims. My name is John Tucker and I have a national law firm that handles disability insurance cases against group disability insurers. If you have multiple sclerosis and you're fighting a disability insurance company, these three strategies can help you win your claim. First, if you don't see your neurologist on a very regular basis, and I'm talking at least quarterly, you're making a mistake. Seeing the doctor on a regular basis and explaining your symptoms, explaining the side effects from the medications and therapies they're prescribing for you, explaining how frequently your symptoms happen, explaining that your symptoms are not constant that they change every day, is a mistake. If you do that, you will help document your claim and you will give proof to the insurance company.
Second, tell your friends and family what's going on. Tell them each day what you're feeling. I recognize that it can be embarrassing for your life to change when you have MS. MS is personal to me. I have close family members, including my mother-in-law who have MS. We've observed changes in our family members and they won't talk about them. In a disability insurance case, you have to let other people know what you're experiencing because they may get asked to describe what's going on with you and they may be your best witnesses.
Finally, keep a journal. Write down on a regular basis what's happening to you, what you're feeling, how it's coming about in your body, the symptoms, the side effects. Write down what it feels like to be inside your skin. Even if it's a good old spiral notebook, get something on paper on at least at every other day kind of basis. Have contemporaneous notes so you can go back and look at them down the road in your claim if you're ever asked. Bring those to your doctor and show them because it's a great way to tell the doctor what's going on.
Most important, put examples of things you're having a problem with, so someone can understand even simple things that you're having a problem with. Whether it's speech, holding things, your body temperature, your fatigue, your memory, write these things down on a regular basis, and it will help you more than any other thing in your claim that you can do. If your MS disability claim has been denied by an insurance company, call me at the number on your screen. I help people just like you every day and remember it's personal for me with MS. We can help you. I look forward to talking to you. I'm John Tucker. Thanks for watching.