Our Nationally Recognized Law Firm Can Help With Your Lincoln Financial Long Term Disability Claim
Lincoln Financial earns billions of dollars in revenue each year. This makes them a major player in the disability insurance market. Unfortunately, some of this profitability is due to the company denying disability claims to boost profits.
Have you received a Lincoln Financial long term disability claim denial? If you answered yes, then consult with our nationally-recognized law firm. Our attorneys understand the importance of recovering disability benefits. The outcome of your claim can impact your physical and financial well-being. We will use our decades of combined experience to benefit your disability claim, appeal or lawsuit.
For a free consultation, do not hesitate to give us a call. A seasoned professional can review and/or handle your case. We provide counsel in all 50 states. Our attorneys are licensed in Florida and many federal courts around the country.
Lincoln National Corporation
Lincoln National Corporation (LNC) is a holding company that operates multiple insurance and investment management businesses. Lincoln Financial Group is the marketing name for LNC and its subsidiary companies. Both short term and long term disability policies are sold under the Lincoln Financial Group name. Thus, if you hear someone say Lincoln National insurance, then you will understand what they are referring to.
What Issues Do Claimants Face With Lincoln Disability Insurance?
Many insured individuals have had their disability claims denied, delayed or terminated by Lincoln Financial. In fact, policyholders have filed many lawsuits against the company for wrongfully denying claims or delaying claim payments. Several of these lawsuits have made national news.
For example, in April 2015, the New York State Department of Financial Services launched an investigation into Lincoln Financial. The department determined that Lincoln Financial had violated New York insurance law. Essentially, Lincoln Financial was failing to provide timely, unbiased and equitable settlements of claims. As a result, the insurer was forced to pay $50.7 million to policyholders as part of a settlement.
Was Your Lincoln Financial Long Term Disability Claim Delayed, Denied or Undervalued?
Are you a Lincoln Financial policyholder? If so, then you may experience the following after filing a disability claim:
- An insurance adjuster will issue a denial of benefits after finding a small issue with your claim or cherry picking facts from you records that help Lincoln, but ignoring all of the facts that help you.
- The insurer will attempt to overload you with paperwork at the beginning of the process
- The insurer will attempt to devalue your pre-disability occupational duties or fail to include all of the aspects of your job in their disability analysis.
- Lincoln may have your file looked at by one of its doctors who then attempts to call your doctor behind your back.
These tactics are used to either delay, deny or undervalue your Lincoln Financial long term disability claim. At Tucker Law Group, we understand that profits are the main priority for insurance companies. However, this does not give them the right to deny deserving claims. Our attorneys will help you hold the insurer accountable by filing an appeal. If this is unsuccessful, then we can help you file a lawsuit against Lincoln Financial.
Appealing a Denied Lincoln Financial Disability Insurance Claim
Have you received a denial of disability benefits from Lincoln Financial? We understand how disappointed you must feel. However, you still have options. For example, you can file a disability claim appeal. A disability insurance attorney at our firm can help you with this. We can also help you file a lawsuit if your appeal is unsuccessful.
Filing a Lincoln Financial Group Lawsuit
Do you have an individual disability insurance policy? If so, then you could potentially skip the appeal process and file a lawsuit instead. Our nationally recognized law firm can review your insurance policy to determine if this option is available to you.
However, you most likely have purchased disability insurance through your employer. Thus, ERISA law will govern your policy. This means that you can only file a lawsuit after you have exhausted your appeal options.
At Tucker Law Group, our attorneys have experience handling claims, appeals and lawsuits for both individual and group insurance policyholders. We use our knowledge of disability insurance law to secure the best possible outcome for you. Further, we want you to feel comfortable throughout the entire disability claim process. Thus, we will answer any questions that you may have.
Contact a Disability Insurance Attorney at Tucker Law Group
At the Tucker Law Group, we can help answer your questions about Lincoln Financial long term disability claims. The attorneys at our nationally recognized law firm handle disability insurance claims, appeals and lawsuits nationwide. Thus, if you need our help, then do not hesitate to reach out. You can give us a call at (866) 233-5044 or send us a message online. At Tucker Law Group, we will work hard to resolve your claim efficiently and purposefully. Contact us today!