Our Nationally Recognized Law Firm Can Help You in Getting Disability Benefits for Crohn’s Disease or Colitis
Crohn’s disease and ulcerative colitis, known collectively as inflammatory bowel disease (IBD), are painful and often debilitating conditions. According to the Crohn’s & Colitis Foundation, more than 3 million Americans live with IBD. While the causes are not well understood, the attorneys at Tucker Law Group understand that these conditions can impact your ability to work and your quality of life. We work with clients nationwide to manage their Crohn’s disease long term disability claims, as well as colitis disability claims. If IBD, Crohn’s disease, or ulcerative colitis is affecting your ability to work, read on to learn more about how we can help you.
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Overview: Inflammatory Bowel Disease
Inflammatory bowel disease, also known as IBD, is an umbrella term used to describe conditions that involve chronic inflammation in the gastrointestinal (GI) tract. These types of IBD include:
- Crohn’s Disease. This disease involves inflammation of your digestive tract, which may lead to severe diarrhea, abdominal pain, fatigue, malnutrition and weight loss.
- Ulcerative Colitis. This type of IBD causes inflammation and ulcers (sores) in the lining of your large intestine (colon) and rectum.
According to the Mayo Clinic, symptoms that are common in both Crohn’s disease and ulcerative colitis include:
- Unintended weight loss
- Loss of appetite
- Abdominal cramping and pain
- Blood in stool
Ulcerative Colitis, Crohn’s Disease and Long Term Disability Benefits
When seeking disability insurance benefits, it is important to keep in mind that disability insurance companies do not consider everyone who has IBD disabled. Whether you have Crohn’s disease or ulcerative colitis, the condition must prevent you from performing the primary duties of your occupation.
Common Reasons Insurance Carriers Deny Crohn’s Disease Disability Claims
While Crohn’s disease and ulcerative colitis cause serious symptoms that can prevent you from working, you may have to fight your disability insurance company for benefits. Our attorneys often hear disability insurers make the following arguments.
- The claimant, after dealing with the condition for years, cannot claim it as a disabling condition now.
- IBD is a chronic disease that is often controlled by medication or temporary time off.
- Accommodating someone with access to a bathroom alleviates any disability.
- Crohn’s disease or colitis are mental nervous conditions which means the claimant should only receive up to two years of benefits.
- The lack of frequent medical records does not substantiate the frequency of bowel movements, diarrhea, or other symptoms.
Nationally Recognized Law Firm Helping Clients with Crohn’s and Colitis Claims
At Tucker Law Group, our experienced long term disability lawyers fight for clients nationwide. We help our clients with a wide variety of disabling conditions. We also can jump in to help clients at any stage of the process whether it be the initial claim, appealing a denial, or litigation.
If you have legal questions related to ulcerative colitis, Crohn’s disease and/or long term disability benefits, schedule a free consultation with our team. You can message us online, or by calling us at (866) 233-5044.