A herniated disc is a painful and debilitating back injury. Even with proper treatment, you may suffer from a devastating herniated disc disability. Like many disabling conditions, this disability can affect your quality of life. It can prevent you from working, enjoying your active lifestyle, and maintaining relationships.
When your herniated disc results in a disability, you may need to seek legal help. An experienced lawyer can help you collect the benefits you deserve. The disability lawyers at Tucker Law Group can help you fight for the short or long term disability insurance benefits you deserve. We help individuals nationwide recover the disability benefits they need.
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Overview: Herniated Disc Disability
An accident can cause damage and stress to the delicate spine. This stress can push the rubbery cushion between the vertebrae, known as the discs, out of alignment. When this happens, the jelly-like center of the disc can rupture or slip out through a tear. It can occur at any point along the spinal column, including the neck and lower back. This herniation can crush or pinch the nerves nearby, resulting in severe pain.
Most individuals who suffer from a herniated disc will experience:
- Weakness in the extremities
It is often difficult to walk, sit for long periods of time, or even get up from the bed. While most cases of herniated discs will resolve with treatment, some simply do not get better and result in disability. Sadly, a herniated disc disability can impact your ability to work and your quality of life.
When an individual suffers a herniated disc that does not heal, it can impact their ability to perform everyday tasks. Working becomes difficult and eventually impossible. A herniated disc can even result in permanent nerve damage. This painful and debilitating condition can affect your ability to control your bowels or bladder. When this occurs, you may find yourself in need of permanent care.
Herniated Discs and Long Term Disability Benefits
When collecting disability insurance benefits, it is important to know that you may face a long and uphill battle. The majority of herniated discs do not result in long-term disability. As such, individuals suffering from long-term effects will need to convince insurers that they are truly disabled. To do this, you must clearly establish that your herniated disc prevents you from working and performing the primary duties of your occupation.
Reasons Insurers Deny Herniated Disc Disability Claims
There are many reasons why insurers deny herniated disc disability claims. Some of the most common reasons include:
- You had a pre-existing condition
- Medication manages and controls your herniated disc disability
- You are still able to work enough hours
- Not enough evidence to support your disability claim
- Paperwork errors
How Our Long-Term Disability Lawyers Can Help
At Tucker Law Group, our disability lawyers dig into your case quickly to determine why you received a claim denial. This may involve analyzing the denial letter, policy, and any other insurance documents. We use our knowledge of the Employee Retirement Income Security Act (ERISA) to help our clients obtain the long-term disability benefits they deserve.
We work with doctors and medical teams during the appeals process to gather the evidence needed to support your disability claim. To help you win long term disability benefits, we must establish how disabling your condition is and how it affects your entire life, including your ability to work. This often includes compiling:
- Medical records and test results
- Reports from doctors
- Expert medical opinions and evaluations
- Witness statements
- Work statements
Were you denied long term disability benefits by your insurer? It is important to know that the administrative appeal is the last chance to truly submit evidence that could help your case. As such, you want to take the appeals process seriously and use this opportunity to build the strongest case for your benefits.
Call Our Disability Lawyers Today
Tucker Law Group is a nationally recognized disability law firm. We are one of the few law firms that assist injured individuals ERISA claims nationwide, individual disability insurance claims, and VA disability claim denials.
If you have questions about recovering disability benefits or your rights to benefits under ERISA, call us today. You can schedule a free consultation with our firm by dialing (866) 233-5044 or by contacting us online.We are ready to talk to you about your disability claim and can meet with you virtually during this time.