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Shoulder Disorders and Long Term Disability Insurance Benefits

Our Nationally Recognized Law Firm Can Help You in Getting Disability Benefits for Shoulder Disorders

Are you seeking short term or long term disability benefits for shoulder problems that keep you from working? At Tucker Law Group, we understand how hard this process is for our clients. Over the years, we have helped thousands of clients around the country fight for their long term disability insurance benefits.

Below, our long term disability lawyers discuss shoulder disability and how to recover disability benefits for shoulder disorders or injuries.

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Overview: Shoulder Disorders and Injuries

According to population surveys, shoulder pain affects 18-26% of adults at any given time. It is one of the most common pain syndromes in the region. Today, exposure to working in awkward posture, as well as a combination of physical workplace strains increases the risk of shoulder disorders.

What Causes Shoulder Pain?

Your shoulder is one of the most complex joints in your body. Shoulder pain may be the result of a shoulder disorder caused by:

  • Fracture or broken bone,
  • Tendon inflammation or tear,
  • Instability, and
  • Arthritis

Shoulder disorders include, but are not limited to:

  • Arthritis or degenerative joint disease. Degenerative changes may occur as a result of wear and tear in the shoulder. This includes thinning of tissues, loss of cartilage and bone spurs. These changes can limit motion in the shoulder and may lead to shoulder replacement surgery.
  • Bursitis. Bursitis occurs when there is inflammation of the bursa, which is a fluid-filled sac that lies between a tendon and bone.
  • Tendinitis. Tendinitis is caused by inflammation of the tendons of the rotator cuff or biceps.
  • Calcific tendonitis. This condition is caused by calcium deposits in the shoulder tendons, most commonly within the rotator cuff tendons.
  • Frozen shoulder. Frozen shoulder, also known “adhesive capsulitis,” causes immobility and stiffness of the shoulder joint. This condition generally requires surgery.
  • Labral tear. A Labral tear makes it difficult to rotate your shoulder and requires surgery. The labrum is a cuff of cartilage that circles the shoulder socket.
  • Rotator cuff tear. Rotator cuff tear occurs when tendons of the rotator cuff separate from the bone.
  • Shoulder dislocation. Shoulder dislocation happens when the top of your arm bone disconnects from the scapula. Surgery may be required for recurrent dislocations.
  • Shoulder instability. Shoulder instability is caused by loose joints. If you have suffered a shoulder dislocation, you may experience chronic shoulder instability.
  • Shoulder separation. Also known as “AC separation,” shoulder separation is the result of a disruption of the acromioclavicular joint.

Can I Get Long Term Disability Benefits for Shoulder Pain?

The short answer is Yes. However, you must be covered under a group or individual disability insurance policy and you must file a claim for your disability insurance benefits according to your policy.

Eligibility will depend on several factors, including:

  • The severity of your shoulder disorder or injury and how it limits you;
  • The length of time you will be unable to work due to your condition;
  • The primary duties of your occupation; and
  • The terms of your disability insurance policy

Whether your disability insurance policy is an individual or a group plan, your insurance carrier will not make it easy to recover disability benefits. It is a business, and like any other business, it continues to look for ways to increase its bottom line. The insurer may wrongfully delay or deny policyholders’ short term or long term disability claims.

It is for this reason that we recommend speaking with a disability attorney at our firm. Our attorneys can help you fight for the benefits you deserve. Our team is trained and ready to handle claims from the initial filing, appealing denied claims, and through to filing and litigating lawsuits.

Nationally Recognized Law Firm Helping Clients With Shoulder Disorders

At Tucker Law Group, our experienced long term disability lawyers fight for clients nationwide. We help our clients with a wide variety of disabling conditions. If you are currently experiencing disabling shoulder pain, then give us a call at (866) 233-5044 or contact us online. We can help you understand how you can fight to recover disability benefits for a shoulder disorder or injury. Our long term disability lawyers will review your policy and your medical records. You owe it to yourself and your family to get help today!