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Frequently asked general questions

Do I need a lawyer?

If you need disability benefits and have been denied those benefits – yes, you need an attorney. If you filed a life insurance claim and it was denied, yes you need an attorney.

John V. Tucker has been representing people like you who have been  taken advantage of by insurance companies and government benefit programs for nearly 25 years, and we can help you, too. Contact us today—our first conversation about your case is free of charge.

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What questions should I ask to choose the right attorney to handle a disability or life insurance case?

An initial consultation is an opportunity to see if you have a legal claim, but also to interview your potential attorney. Ask questions about the lawyer’s:

  • Experience. How long has s/he been practicing law? How many cases have they handled?  You want to find out if they are just a dabbler, a generalist, or a “johnny come lately” new to the area – you do not want that.  Look for an attorney who has years of experience handling a particular type of case.
  • Ratings.  Are they AV rated by Martindale Hubbel (the highest ratings for ethics and skill awarded)?  Are they rated 10.0/Superb by  Have they been awarded SuperLawyers designation or received other recognition for their skill by peer attorneys?
  • Areas of practice. What legal problems does s/he have experience in?  Make sure you know exactly what kind of case you have and that your attorney knows how to handle it.  For example, if you have an ERISA claim, you do not want a lawyer that knows insurance law, but has rarely handled ERISA insurance cases.
  • Staff. Who else will I deal with during the course of my case?  Are they a on-man band, or do they have a team of professionals who can support them in their effort to help you?
  • References. Have past clients been happy with their legal service? Are testimonials available?
  • Method of resolution. Does s/he favor mediation, alternate dispute resolution, settlements, or going to trial?  Beware of settlement mills, firms that just like to settle cases.  You want to someone prepared to take your case to trial if necessary.
  • Results. Has the firm been successful with cases like yours in the past?  We are not talking winning percentages here.  That does not tell you much.  You want to know how many times an attorney has fought your insurance company.  How many times?  How many claims have they gotten paid during the claim process, rather than after filing suit.  It will be better for you if the attorney has gone up against your insurance company hundreds of times, rather than just once or twice, and you want to know how they have resolved cases and how they involved their client in the resolution.

John V. Tucker is always open to these conversations with potential clients. At our Disability and Life Insurance Law Firm, this initial consultation is free.  Because we handle certain types of federal law claims all over the country (like ERISA and Veterans Compensation cases), we are happy to speak to you on the phone or by video chat if you cannot visit one of our offices in Florida.

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How much does it cost to hire John V. Tucker?

Our law firm offers free initial consultations for all types of Disability and Life Insurance / AD&D Insurance claims. We will handle most claims on a contingency fee basis, so if we do not recover an award in your case, you do not owe us for attorney fees.

For your Long Term Disability or Life Insurance claims, call us toll-free at (866) 233-5044 to discuss your case and any legal fees.

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Who makes the decisions on my case?

You do. We are the legal professionals, and we explain your legal options to you so that you understand your choices. We are always prepared to advise you in any way you need guidance, but at the end of the day, it is your case and you make the decisions.

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How do I get in touch with my lawyer?

You can call us or email us at any time. If we are unable to answer your call, someone from the firm gets back to you as soon as possible. We make it easy: call us toll-free at (866) 233-5044 or click here to send us an email about your case.

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