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What Can I Do After an LTD Claim Denial?

Our Disability Lawyer Explains Your Options

Following a Long Term Disability claim denial, you should take a moment to understand your policy because that will determine how to file an appeal.

If you own an individual policy then state law will determine your next steps.  Additionally, some states allow for you to make a bad faith claim to recover more than just the disability payments you are owed. If your policy is through your employer, the Employee Retirement Income Security Act (ERISA) determines your next steps.  If ERISA applies to your situation, you have a mandatory appeal that you must send back to the insurance company within six months (180 days).

In any disability insurance appeal, you need to document and include everything you would want in the appeal in writing.  There will not be a hearing in front of a judge. If you have received a denial, you should hire an attorney to assist you with filing a lawsuit or with preparing your ERISA appeal.  If you don’t hire an attorney, you may not properly appeal your case and may lose your rights.

If you have additional questions regarding filing lawsuits or bad faith claims for your individual policy or handling your ERISA appeal, I want you to call me at (866) 282-5260. We offer free consultations. I welcome your call.

Why You Want Tucker Disability Law on Your Team

With over 30+ years experience winning cases, the attorneys at Tucker Disability Law have built a reputation for excellence, hard work, and always standing by our clients. Fighting insurance companies and the VA is what we do 24/7. Check out our Google reviews. Get to know us through our videos. Contact us for a free evaluation of your case. Let us prove to you that no one will work harder to win your case than Tucker Disability Law.