Let Our Mississippi Disability Lawyers Help You Understand Your Best Legal Options
According to the Centers for Disease Control and Prevention (CDC), 33.5 percent of adults in Mississippi have a debilitating illness or injury. That is 7.9 percent greater than the national average. If you have a disability that keeps you from working in the state of Mississippi, recovering disability benefits can go a long way to help you replace lost income.
Unfortunately, the process to obtain benefits is difficult and many people often are unfairly denied. If you need help appealing a VA disability claim denial or seeking long term disability insurance benefits, call our office to speak to our Mississippi disability lawyers. Find out more about how our nationally recognized firm can help you.
How We Help
Disability Insurance Claims
Group Disability Insurance and ERISA Claims
Do you receive disability insurance through your employer or a union? Group disability insurance policies provided by employers are typically governed by the Employee Retirement Income Security Act (ERISA). ERISA is a federal law that provides policyholders with a number of protections by outlining rules that employers must adhere to when offering certain benefits.
ERISA affects many short and long term disability insurance claims across the country as many individuals are insured through their employer or a union.
Do you have questions about an ERISA claim? If you need to file, appeal or litigate your ERISA claim, contact our firm to speak with an ERISA attorney in Mississippi. Our attorneys can help you understand your legal options and how to handle your disability insurance claim.
Individual Disability Insurance in Mississippi
If your disability insurance is not provided by your employer or union, you likely have individual disability insurance. ERISA does not govern a private or individual disability insurance plan. Instead, Mississippi state insurance laws will determine how you process your claim. Your insurance policy will also likely apply.
The details of your insurance policy may determine the following:
- How you file
- How long you have to file
- If you are required to appeal a claim before you file a lawsuit
- Deadlines to file an appeal or lawsuit
When you need to obtain disability insurance benefits, it is important to speak to experienced Mississippi disability lawyers for help filing, appealing or litigating your claim. Knowledge of insurance state law and experience handling claims can significantly contribute to the outcome of your claim.
The Disability Insurance Claim Process
Whether you are filing a claim under a group or individual disability insurance plan, the process can be complicated and difficult to navigate successfully without guidance. Our law firm has successfully helped many clients through this process. Below, we outline a guide to help get you started.
Filing Your Initial Claim
Generally, you begin by filing your initial claim. Filing under a group disability insurance policy is different than filing under an individual disability insurance policy.
Do you need help filing your initial claim? The Mississippi disability attorneys at Tucker Law Group can place you on the right track. Our law firm can help you with the following:
- Correctly completing the application
- Gathering evidence
- Submitting your claim with sufficient documentation
- Accounting for all other details within your initial claim
After you file your initial claim, the insurance company will conduct an investigation. When the investigation is completed, your insurer will either deny or approve your disability insurance benefits. If your benefits were denied or undervalued, contact a long term disability lawyer to help you figure out your next steps. You may have the option to appeal your claim if your insurance company denied or undervalued your benefits.
The Appeals Process
As is the case when filing your initial claim, there are also important considerations to take into account when appealing your claim. There are key differences between appealing under a group or individual disability insurance policy. For some individuals, skipping the appeals process may be an option. To determine how to handle your claim after receiving a claim denial or undervalued claim, speak to an attorney at our firm.
Filing a long term disability claim appeal with the legal assistance of a disability lawyer can make all of the difference in the outcome of your claim. Our firm can help you fight for your benefits and, if necessary, litigate on your behalf.
Filing a Lawsuit
Was your long term disability insurance claim denied? When you are wrongfully denied benefits you deserve, it may be difficult to understand how to move forward with the claim. If your appeal was denied, you may have the option to file a lawsuit to recover the benefits you need.
At Tucker Law Group, our attorneys have a reputation for being aggressive litigators against insurance companies on behalf of our clients. Speak to an attorney at our firm today to discuss your options.
VA Disability in Mississippi
In the state of Mississippi, if you are a veteran who is unable to work due to an injury or illness, you can apply to receive benefits through the U.S. Department of Veterans Affairs. However, we recommend applying for benefits as early as possible, as it can take a long time to process your claim.
The guide below is provided to lead you through the process, beginning with filing the initial claim. An attorney will not be able to help you with this initial claim. However, if you are denied your VA disability compensation claim, our VA disability lawyers in Mississippi may be able to work with you to appeal your claim.
To learn more about how we can help you with your VA claim appeal, contact our firm.
- Jackson Regional Office in Mississippi
How to Win VA Disability Benefits in Mississippi
When filing your initial claim, begin by reviewing the eligibility criteria to understand if you are eligible to receive benefits. If you meet all of the eligibility criteria, then your next step is to begin filing your claim.
Filing your claim can take place at a regional office, online or through the mail. When building out your claim, it is crucial that you gather evidence and supporting documentation. The following will help you strengthen your claim:
- Medical documentation such as service treatment records, VA medical records and hospital records
- Discharge papers
- Statements from fellow service members or physicians
An attorney is not able to help with filing your initial VA disability claim. However, if your claim is denied, you can seek legal assistance to file an appeal for your VA benefits.
Appealing a VA Disability Compensation Claim Denial
Did your VA disability claim get denied? Recovering benefits from the VA can be a long and arduous process. If you were denied VA service-connected compensation, contact our law firm. Our lawyers can help with the following:
- Gathering evidence
- Filing the appeal
- Monitoring your case
- Representing you during all proceedings
At Tucker Law Firm, our firm offers free initial consultations for veterans who need help appealing their VA disability claim. You do not have to fight for your benefits alone. Contact our firm to discuss your case.
Cities We Serve in Mississippi
Our Mississippi disability lawyers counsel clients throughout the state. The cities we serve include:
- Olive Branch
- Horn Lake
Contact Our Mississippi Disability Attorneys for a Free Consultation
If you need help recovering disability insurance benefits or VA disability compensation, contact our law firm for help. At Tucker Law Group, our firm is nationally recognized for our ability to fight for our clients against the government and insurance companies. We have more than 40 years of combined experience and are equipped with the resources to simplify the claims process for you.
Our firm can help you fight for the benefits you need and deserve. Contact us today to discuss the details of your case. Schedule a free consultation by calling (866) 233-5044 or by submitting an online form.